General liability, BOP, commercial auto, workers' comp. Tell us what the business does and we place it with carriers that actually write your class.
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Third-party injury and property damage. The certificate your landlord and your customers keep asking for.
Building, contents, equipment, and business interruption bundled at a price that makes sense for a small operation.
Owned, hired and non-owned vehicles — including employees running errands in their own car.
Required in Florida from your first employees in most classes. We handle the class-code work that drives the rate.
Click a hotspot to see the exposure and the coverage that answers it.
A customer slips on a wet entrance, trips on a mat, or is injured by a display. It is the most frequent claim a storefront business files.
General liability responds to covered third-party injury and property damage claims, including the legal defense that usually costs more than the claim.
Fire, water, wind and theft hit the building improvements, the equipment and the inventory you need to operate tomorrow morning.
Property coverage repairs covered damage to what you own or built out, including tenant improvements you paid for in a leased space.
The loss that closes you for six weeks is rarely the property damage — it is the revenue that stops while you are closed.
Business income and extra expense coverage replaces covered lost revenue and helps pay the costs of reopening faster.
Deliveries, supply runs and employees using their own cars for work all create liability the business cannot hand to a personal policy.
Commercial auto covers owned vehicles; hired and non-owned auto covers the ones you do not own but use for business.
Lifting, slipping, burns and repetitive-motion injuries are routine in food service, retail and trades, and Florida rules are strict about coverage.
Workers compensation pays covered employee injuries and wage loss, and keeps the business compliant with state requirements.
The same questions a licensed agent would ask on the phone — in the order that gets you an accurate number instead of a teaser rate.
…and a few more. Average time: under two minutes.
Not a lead broker, not a call center. Your answers go straight into our agency system.
Including the ones that never show up on comparison sites.
By email or text, whichever you picked. No pressure, no endless calls.
Ava starts it. A licensed agent finishes it.
Independent agency licensed in FL · IL · MN. We compare 50+ carriers and place the policy that actually fits — no call center, no quote farm.
4700 Millenia Blvd, Suite 500
Orlando, FL 32839
Mon–Fri 9 AM–5 PM
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