An independent agency licensed in FL · IL · MN, placing across 50+ carriers. Start anywhere — Ava asks the questions, a licensed agent finishes the work.
Seven products, one conversation. Pick a line to see what the policy covers, what people miss, and what Ava will ask you.
Full coverage, liability, SR-22 and multi-car, priced across every carrier that writes Florida auto.
Roof age, wind mitigation, flood zone, 4-point inspection — the four things that decide your premium.
General liability, property, workers comp, commercial auto, and the certificate you need today.
NFIP and private flood, in and out of high-risk zones. A third of claims happen in Zone X.
Your belongings and your liability, usually for less than a phone bill.
HO-6 built around what your association's master policy does not cover.
Hull, liability, wreck removal and navigation limits — written for Florida water.
Click a hotspot to see the risk it addresses, and what the coverage actually does for you.
If a pedestrian, passenger, or other driver is injured in an accident you cause, the medical and legal exposure can become severe very quickly.
Bodily injury liability helps pay covered injury-related costs you cause to other people, which is why it sits at the center of an auto policy.
Your vehicle can be damaged in crashes with other cars, walls, poles, parking structures, or road objects.
Collision coverage helps repair or replace your vehicle after a covered impact, even when the damage is to your own car.
Theft, vandalism, fire, flood, falling objects, and storm damage can happen even when the car is parked.
Comprehensive coverage protects against major non-collision losses that would otherwise come directly out of pocket.
Not every driver on the road carries enough insurance, and some carry none at all.
Uninsured and underinsured motorist coverage helps protect you if another driver causes the loss but cannot fully pay for it.
If a financed or leased vehicle is declared a total loss, the insurance settlement may be lower than the remaining loan or lease balance.
GAP insurance helps cover the difference between the vehicle's actual cash value and what is still owed, which can prevent a large balance from falling back on the driver.
What could go wrong, and what would it cost you. A cheap policy that does not answer your exposure is not cheap.
Deductibles decide what a claim costs you. Limits decide whether you are still standing afterward. We set limits first.
The right carrier for a 2003 roof is not the right carrier for a new build. Fit is what keeps a policy renewable.
Ava starts it. A licensed agent finishes it.
Independent agency licensed in FL · IL · MN. We compare 50+ carriers and place the policy that actually fits — no call center, no quote farm.
4700 Millenia Blvd, Suite 500
Orlando, FL 32839
Mon–Fri 9 AM–5 PM
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